"Happy New Year!" she cried. But how often should one hear it said in a single lifetime? Illustrated by DICK FRANCIS Outside , bells were ringing. "Happy New Year!" The mad sound of people crazed for the moment, shouting, echoed the bells. "Happy New Year!" A sound of music, waxing, waning, now joined in wild symphony by the voices, now left alone to counterpoint the noise of human celebration.... For a while, Oliver Symmes heard the raucous music of the crowd. It became a part of him, seemed to